Licensing and Insurance Test

01/24

1.What is the minimum age to obtain an AM moped licence in Finland?

A. 14 years

B. 15 years

C. 16 years

D. 17 years

Correct! Wrong!

The AM licence for mopeds and light quadricycles can be obtained at 15, after training and testing.

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01/24

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Licensing and Insurance Test

02/24

2.What is the minimum age to obtain an A1 motorcycle licence?

A. 15 years

B. 16 years

C. 18 years

D. 20 years

Correct! Wrong!

The A1 licence, allowing motorcycles up to 125cc, is available to riders at 16 with proper training.

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02/24

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Licensing and Insurance Test

03/24

3.What is the minimum age to obtain an A2 licence in Finland?

A. 16 years

B. 18 years

C. 20 years

D. 24 years

Correct! Wrong!

The A2 licence, covering motorcycles up to 35kW, requires riders to be at least 18 years old.

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03/24

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Licensing and Insurance Test

04/24

4.At what age can a rider obtain an unrestricted A licence without prior experience?

A. 20 years

B. 24 years

C. 18 years

D. 22 years

Correct! Wrong!

The unrestricted A licence can be obtained directly at 24, allowing operation of all motorcycles.

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04/24

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Licensing and Insurance Test

05/24

5.Which licence allows riding a motorcycle up to 125cc?

A. AM

B. A1

C. A2

D. A

Correct! Wrong!

The A1 licence covers motorcycles up to 125cc and 11kW, suitable for young riders.

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05/24

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Licensing and Insurance Test

06/24

6.Which licence is needed for motorcycles up to 35kW?

A. A1

B. A2

C. AM

D. A

Correct! Wrong!

The A2 licence covers motorcycles with power up to 35kW, bridging between A1 and full A licences.

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06/24

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Licensing and Insurance Test

07/24

7.Which licence allows riding all motorcycles without restriction?

A. A2

B. A

C. A1

D. AM

Correct! Wrong!

The A licence grants access to all motorcycles and can be obtained at 24 or at 20 with 2 years A2 experience.

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07/24

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Licensing and Insurance Test

08/24

8.What is the first step in obtaining a motorcycle licence in Finland?

A. Buy a motorcycle

B. Complete theory training at an approved school

C. Apply for insurance

D. Take only the road test

Correct! Wrong!

Riders must first complete theory lessons at an approved school to understand traffic rules.

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08/24

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Licensing and Insurance Test

09/24

9.What is required after the theory training for motorcycles?

A. Insurance certificate

B. Pass a theory test

C. Licence fee payment only

D. Nothing else

Correct! Wrong!

After training, applicants must pass a theory test to proceed to practical riding exams.

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09/24

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Licensing and Insurance Test

010/24

10.What must riders pass to complete the motorcycle licensing process?

A. Only vision test

B. Practical riding exam

C. Medical check only

D. No test required

Correct! Wrong!

The final stage involves passing a practical riding test to demonstrate safe handling of the motorcycle.

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010/24

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Licensing and Insurance Test

011/24

11.What is progressive access in motorcycle licensing?

A. Skipping all tests

B. Upgrading from A2 to A after 2 years

C. Getting A licence at 18

D. Avoiding CPC training

Correct! Wrong!

Progressive access allows riders with 2 years A2 experience to upgrade to full A at 20 years.

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011/24

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Licensing and Insurance Test

012/24

12.Why is training at an approved driving school mandatory?

A. To reduce fees

B. To ensure riders gain proper safety skills

C. Optional only

D. To pass without tests

Correct! Wrong!

Approved training ensures riders learn critical skills and knowledge for safe riding.

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012/24

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Licensing and Insurance Test

013/24

13.What type of insurance is mandatory for mopeds in Finland?

A. Comprehensive

B. Third-party liability insurance

C. Theft-only insurance

D. None

Correct! Wrong!

Third-party liability insurance is required for all mopeds to cover damage caused to others.

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013/24

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Licensing and Insurance Test

014/24

14.Is motorcycle liability insurance compulsory in Finland?

A. No

B. Yes, before using the vehicle on roads

C. Only for sports bikes

D. Optional

Correct! Wrong!

Liability insurance must be active before a motorcycle can legally be used on Finnish roads.

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014/24

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Licensing and Insurance Test

015/24

15.What insurance provides extra protection beyond the legal minimum?

A. None

B. Comprehensive (full) insurance

C. Third-party only

D. Temporary cover

Correct! Wrong!

Comprehensive insurance covers theft and own-vehicle damage, offering added rider protection.

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015/24

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Licensing and Insurance Test

016/24

16.What happens if a motorcycle is uninsured in Finland?

A. Warning only

B. Fines and prohibition of use

C. Licence suspension automatically

D. No action

Correct! Wrong!

Uninsured motorcycles cannot be used on roads and the owner faces fines for non-compliance.

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016/24

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Licensing and Insurance Test

017/24

17.Why is liability insurance critical for riders?

A. Reduces taxes

B. Ensures compensation for third parties

C. Optional protection

D. Only for foreign riders

Correct! Wrong!

Liability insurance ensures victims of accidents are compensated for damage or injury.

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017/24

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Licensing and Insurance Test

018/24

18.What additional document is needed for young moped riders?

A. Only ID

B. Proof of passing theory and practical training

C. Insurance only

D. None

Correct! Wrong!

Young riders must provide proof of completed training before receiving the AM licence.

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018/24

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Licensing and Insurance Test

019/24

19.Why is medical fitness important in motorcycle licensing?

A. To lower insurance cost

B. To ensure the rider is healthy enough for safe riding

C. Optional check

D. Not required

Correct! Wrong!

Medical fitness ensures that riders have the physical ability required for safe vehicle control.

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019/24

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Licensing and Insurance Test

020/24

20.What licence must a rider hold to ride a moped legally?

A. A1

B. AM

C. B

D. None

Correct! Wrong!

The AM licence is mandatory for legally operating a moped on Finnish roads.

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020/24

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Licensing and Insurance Test

021/24

21.How is the practical motorcycle exam structured?

A. Only a written test

B. Off-road handling and on-road riding evaluation

C. Vision check only

D. Optional

Correct! Wrong!

The practical exam tests skills in controlled environments and real traffic conditions.

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021/24

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Licensing and Insurance Test

022/24

22.Why must moped riders also undergo theory training?

A. To pass insurance checks

B. To understand traffic rules and hazard awareness

C. Optional

D. To skip practical tests

Correct! Wrong!

Theory lessons teach traffic laws and hazard recognition, essential for safe riding.

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022/24

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Licensing and Insurance Test

023/24

23.What is the penalty for riding a moped without a licence?

A. Warning only

B. Fines and prohibition from riding

C. Licence points only

D. No penalty

Correct! Wrong!

Riding without a valid AM licence is illegal, resulting in fines and prohibition from riding.

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023/24

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Licensing and Insurance Test

024/24

24.Why is insurance required before registering a motorcycle?

A. To avoid taxes

B. To meet legal safety requirements

C. Optional process

D. For optional coverage

Correct! Wrong!

Insurance must be active at registration to comply with Finnish law and protect road users.